Insurance is only for those who could get into car accidents, right?
That is quite a common assumption among those who assume that they do not need car insurance. After all, if you perform well on the road and abide by all the traffic rules, then you are protected, right? The unfortunate, dark truth is that you can be as careful as you would like to be while on the road and if someone else chooses not to be and crashes into you, that is still going to cost a lot in repairs and damages – costs that could have been covered by your car insurance if you had thought to have it.
After all, as according to the website of Insurance on the Spot, as expensive as investing money on your new car can be, it can even more than triple the cost to repair all the damage that a car accident can do without car insurance. After all, accidents can usually cause major inconveniences in the form of personal, debilitating injury that causes permanent or temporary disability. Aside from the medical costs that could come out of that injury, lost wages would also then need to be taken into account and not all insurance plans can cover absolutely everything.
Car insurance is protecting your future self from any accidents or unfortunate events that may happen to you. Sometimes, there is no one to fault in the first place and the accident could have been caused by some kind of inclement weather. The troubles that this unfortunate incident causes could have been immediately handled by the insurance policy that you avail of, if you had availed of a policy in the first place.
You can be the greatest driver in the history of the United States of America and still get into a car accident. After all, you share the road and some of the people you share the road with may not take the same safety measures that you do.
There are many offshore oil and gas rigs in and around Louisiana, which means that a good portion of the state’s population works as offshore workers. Jobs with drilling operations are often highly paid because they are inherently dangerous. Nevertheless, employers are still expected to take reasonable measures to ensure the safety of their workers.
Unfortunately, many drilling companies continue to cut corners when it comes to compliance with safety regulations. Because there are not enough inspectors to regularly check on the thousands of rigs in Louisiana alone, they rely on employers to police and self-report on compliance. Inevitably, accidents happen that can have serious consequences for the workers.
This is why the Jones Act is such an important piece of legislation. It protects people who work on a vessel or ship as well as offshore workers that work on rigs, barges, drill ship, construction barges, and recreational boats…in other words, anyone who works on any surface that is on the water. The Jones Act is 46 U.S.C. 688 passed by Congress in 1970 and details the liability of operators of any movable structure on water for worker injuries. Since it is a federal law, it applies to all US-based operators.
However, the Jones Act is different from the workers’ compensation. Workers’ compensation law is a not fault-based. It does not require the worker to prove that the employer or any person in management was at fault or negligent, or that there was a defect in equipment, machinery, or safety gear. Under the Jones Law, the worker is required to prove negligence in some form on the part of the employer or fellow workers which put the seaworthiness of the vessel in question.
According to N.Craig Richardson, claims under the Jones Act can be extremely complicated. It would be fatally easy to make a mistake that would get your negligent employer off the hook. If you believe you have a claim under the Jones Act, make sure that you consult with an experienced maritime injuries lawyer.
Airbags are supposed to protect you in the event of an accident, not hurt you worse than if it hadn’t been in place. Airbags are required safety equipment in most modern cars, and in general they provide crucial just-in-time protection to car passengers. That is, if they are properly constructed and installed.
Automobile makers usually contract out systems like airbags to other manufacturers and simply install them in the cars. Honda, Nissan, and Mazda source their airbags from Japanese company Takata Corporation, which is an old hat in vehicle safety equipment manufacturing and is in fact the second largest supplier in the world. It’s a no brainer. And then the first problems started showing up.
It turns out that certain batches of Takata airbags installed in millions of these cars were defective. They had a high risk of explosive detonation instead of simple deployment when it is activated. The airbags literally exploded and sent shrapnel out, and in a confined space like a car, that is deadly indeed.
Investigations revealed that this tendency to explode may be due to excessive moisture and insufficient pressure during production, and there is some speculation that ambient humidity may exacerbate the risk of explosive deployment. In areas like Tennessee, where there is high humidity during the summer months, this is a major concern. Many of the relevant vehicles had been recalled, but not everyone knows about it.
According to the website of Pohl & Berk, LLP, manufacturing defects happen; this is why manufacturers perform quality control checks. Takata knew or should have known that the airbags were defective, and should have informed their clients about the problem to avoid causing harm to vehicle owners. If you have been seriously harmed because your airbags exploded, report the incident to the appropriate agency to prevent harm to others. You should also consult with a product liability lawyer in your state to help you find the responsible parties and file a claim for your injuries.
According to the Governors Highway Safety Association (GHSA), the preliminary numbers on motorcycle accident fatalities in 2012 across the US has risen sharply and that based on the trend will rise by about 9% over 2011 numbers. In that year, more than 80,000 motorcycle riders in the US have been injured, and in Kentucky alone there were 1,884 motorcycle-related collisions with 1,145 people injured.
Nationwide, though overall traffic fatalities had decreased, fatalities from motorcycle accidents in the first half of 2012 increased by more than 24%. This overrepresentation indicates that more people are getting on their motorcycles than ever before, increasing the chances of a motorcycle-related accident. And because motorcycle riders are 30 times more likely to be injured or killed in an accident than car riders, these numbers may continue on this disturbing trend in the years to come.
Based on these studies, the GHSA urged states to knuckle down on safety laws regulating motorcycle use, specifically helmet use and rider training. Helmets have been proven to give their wearers some protection against head injuries in an accident although there are no guarantees even with helmets that meet the national safety standards.
However, motorcycle riders are not the only factors that should be considered. The behavior of car and truck drivers on the road should also be addressed, because no matter how much safety gear is worn or how careful the motorcycle rider is, they are no match against a reckless driver behind the wheel of a passenger car. As pointed out in an article on the website of the Sampson Law Firm in Louisville, motorcycle riders are vulnerable with very little body protection at their disposal.
If you have been seriously injured in a motorcycle accident because of a reckless or negligent driver, you may be able to get compensated for it. Contact a skilled personal injury lawyer in your area to represent your case.
Personal injury is a devastating experience for both you and anyone who depends on your income and ability to take care of things around the house. Most people don’t realize how debilitating it is until they face it. If you are in this situation, find a good lawyer and read the following article; both will help you through.
Make sure that you gather all of the information you can from anyone that was involved in your injury. This means that you should get the addresses, names and phone numbers of the party that injured you as well as any witnesses that were on the scene. You should also take note of anything that is said during the time of the accident.
Get a detailed police report regarding an injury you receive, for future reference in court. Not only will the information gathered by the authorities be very credible, it can help prove that you were wrongfully injured and win your case. Failure to collect credible evidence means your claim may be viewed as hearsay, and that won’t win you anything!
If none of your friends or family members have been through a personal injury case, search the Internet for valuable information about personal injury attorneys. There are many organizations and forums that rate lawyers based upon client reviews. These sites can also show you the attorney’s track record for winning personal injury lawsuits. Their own websites may also have testimonials from clients they have helped, as found at http://www.pohlberkattorneys.com.
Take a second to ask your friends and family about any recommendations that they might have. Personal injury lawyers come in all shapes, sizes, and varieties: you might need a trusted friend’s opinion to find the right one for you. Make sure it’s someone you know is trustworthy and has no financial motivations.
Personal injury can stop a life in its tracks; you’re no longer able to do anything the way you once did. Make sure you don’t suffer more than you have to by going it alone in court. Use the above information along with hiring a top-notch lawyer. The outcome of your case could affect you for life.
One of the leading issues doctors have with their patients and their prescription medications is that often, patients do not take their medication. This is commonly due to plain carelessness or the pain brought about by the side effects. Because prescription drugs work best when they are taken as prescribed by the physician, missing your medication can have a serious effect on your health. Missing medication costs the country billions of dollars in unnecessary hospital visits, and has accounts for 125,000 preventable deaths every year. Fortunately, the latest innovation can help keep people from missing taking their medications.
Enter the electronic meds. Developed by the Proteus Digital Health of Redwood City, California, these minute sensors will be ingested and safely go through your system. It comes with a sensor-loaded patch that is worn on the skin, allowing you to track your own activity level (and even body temperature), which you can share to your physician. This device can make the patients become more accountable regarding their medications and their own health in general. Although there have been many attempts in ensuring or reminding patients about their medications such as smart pill caps and even cellphone reminders, they have not been successful. Doctors believe that the Helius system will change this problem.
Initially approved in Europe in 2012, and then in the Us later that same year, several trials on patients suffering from various disorders has yielded positive results – about 95 percent of the trails were accurate in tracking the patients’ prescription drug schedule. After the end of the trial, a great majority of the patients report being comfortable with using the sensors and are interested in the possibility of using them again in the future. Although Proteus digital Health has plans to construct a manufacturing plant in the United Kingdom, there is no sure statement on when the Helius system will be made available commercially.
Paroxetine (Paxil, Pexeva) is one of a class of antidepressants called selective serotonin reuptake inhibitor (SSRI). It has been marketed since 1992 by Glaxo SmithKline (formerly SmithKline Beecham) and has been available under generic brands since 2003. It is prescribed for major depression, panic disorder, obsessive-compulsive disorder, posttraumatic stress disorder, social anxiety, generalized anxiety disorder, and menopausal hot flashes and night sweats.
Paroxetine should not be prescribed as much as possible to anyone under 18, many adult males, and pregnant women. The last warning is because clinical trials indicate that it increases the risk of birth defects. This should also apply to women who are planning to get pregnant.
The drug is also contraindicated for pediatric and adolescent patients with depression or anxiety disorders as paroxetine trials showed an increased risk of suicidality. Paroxetine is also associated with higher than usual incidence of drowsiness, nausea, and weight gain. Sexual dysfunction, which is a side effect shared by SSRI drugs, includes genital anesthesia and ejaculatory anhedonia, and can last for a long time after discontinuation of the drug. Paroxetine is also associated with the highest incidence and most severe cases of withdrawal syndrome in its class, although using a liquid formulation may help prevent this by allowing a gradual decrease of the dosages. Other symptoms associated with paroxetine includes asthenia (lack of energy), sweating, insomnia, dry mouth, dizziness, high blood pressure, impaired memory, decreased fertility, paresthesia (tingling sensation), and tremors.
These side effects generally present within the first 4 weeks of drug intake but even when the body acquires a tolerance, the effects can re-emerge as withdrawal can have a rebound effect. Changing the dosage may also trigger a re-emergence or worsening of the side effects. There are also observed cases of akathisia (feeling of uneasiness and restlessness), mania, hypomania, alcohol abuse, long-term memory impairment, hyperacusis, and activation syndrome with paroxetine treatment.
Chemicals are not always bad for you. We are exposed to chemicals all the time, so technically this would be considered chemical exposure, but not all chemical exposure will make you sick or have any effect on your health.
But there are definitely chemicals in our environment which can cause serious harm, and they can be anywhere. You could be breathing it in, drinking it in your water, eating it in your food, or absorbing it through your skin without being aware of it. Examples of some harmful substances that you may be in contact right now are carbon monoxide (from car exhausts and defective furnaces), methyl mercury (contaminated fish), and lead (in old paint).
The extent of the health effect from exposure to harmful chemicals depends on a number of factors. Some chemicals are downright dangerous to everyone, while some are only harmful to those who are sensitive to it. The risk of getting sick from chemical exposure will depend on what kind of chemical it is, how long and frequent the exposure is and at what concentration, the means of absorption into the body, and your general health. People with compromised immune systems, for example, are at higher risk of getting sick than those who are in robust health. According to the website of Goings Law Firm, LLC in Columbia, exposure to toxic substances can have serious and debilitating consequences, including death.
In some cases, we are not aware that we are being exposed to harmful chemicals because the effects don’t manifest immediately. Those who are exposed to asbestos in the workplace, for example, will only develop symptoms as much as 40 years after, and then the disease typically progresses rapidly after that. If you suspect that your disease has been caused by chemical exposure due to the negligence of others, you should immediately consult with a personal injury lawyer in your area with experience in handling this type of case to discuss your eligibility to receive compensation from the responsibility party.
Think of the spinal cord as the bridge over a bottomless pit connecting two cities which trade with each other. In order for there to be any trade, everything has to pass through the bridge. If that bridge is destroyed either from natural causes or because a huge rock fell on it and smashed it to bits, it would mean the end of trade. The chances of rebuilding the bridge will depend on the location and extent of the damage.
The spinal cord serves as the bridge between the brain and the rest of the body, bringing electrical signals to and from the brain, determining an individual’s ability to move and to feel sensations. Spinal cord injuries result not from disease but from physical trauma such as from a fall or from a car crash, and when it involves serious damage that precludes total recovery, these are considered catastrophic injuries.
There are two major types of spinal cord injuries: complete and incomplete. Complete denotes a total loss of motor and sensory function, indicating an injury between sacral segments S4 and S5, and is usually permanent. There are several levels described under incomplete ranging from no loss of function to loss of motor function but preserved sensory function. Under the standards established by the American Spinal Injury Association (ASIA), the extent of function loss is classified as A for complete loss of function to E in which motor and sensory responses are normal. However, even when everything seems to be normal, trauma to the spinal cord may still result in neurological damage.
The spinal cord is sensitive, so it’s critical to minimize the damage it may suffer after an injury. According to the website of the Orange County lawyers at Seegmiller, spinal cord trauma is one of the chief concerns of emergency medical technicians in accidents, which is why victims are often stabilized using special equipment to keep the damage from getting worse. If you sustained spinal cord injury because of the negligence of others, you may have a cause for action. Consult with a personal injury lawyer at the earliest opportunity to get compensation for the consequences of serious injury.
When a patient gets cuts, lacerations, or burns, part of the healing process is the formation of scar tissue. Scars are fibrous tissue that bridges the gap formed when the skin and underlying structures are damaged, but differ structurally from normal skin. Depending on the extent of the damage and the patient’s age, genetic makeup, and health, scars can range from the hardly noticeable to whoppers that would be hard to ignore.
Scars may also form after reconstructive surgery, which depending on the location can significantly hamper movement or affect one’s physical appearance adversely. These are undesirable consequences, and one way that it can be minimized is by using an extracellular matrix (ECM) product in dressing areas where healing will occur. According to the website of Bergman Folkers Plastic Surgery in Des Moines which uses ECM in their procedures, ECM accelerates healing and promotes growth of normal skin while inhibiting the formation of scars.
ECM is basically the outer walls of the cells in multicellular organisms made up of fibrous proteins and mucopolysaccharides, which serves to provide the cells with biochemical and structural support. There are two types of ECM: animal and plant. Animal ECM consists of the interstitial matrix and basement membrane, the latter which is lacking in plant ECM.
The efficacy of ECM in cellular regeneration has been widely studied, and one of the better types of ECM is porcine urinary bladder matrix (UBM) because it is acellular (cellular debris removed) yet maintains its collagen structure and is easily resorbed. Commercially, the only manufacturer for UBM is currently ACell Inc., which uses it as a base for its MatriStem line of wound remodeling products. The products are acellular (cellular debris removed), non-crosslinked.
Competent surgeons know the benefits of using ECM to patients, which is seamless healing following facial, breast, and hand reconstruction as well as burn injury repairs. If you are considering having reconstructive surgery done, be sure to ask your surgery about the benefits of ECM.